Educational Loan Programs
- Direct Stafford Loans
- Direct Parent PLUS Loans (Undergraduate Dependent Students Only)
- Direct Graduate PLUS Loans (Graduate Students who have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Stafford Loan Program before applying for a Graduate/Professional PLUS loan)
- Private Loans
A reminder about Federal Student Loans!
- For your loan funds to be available and ready to pay your student bill, you must
- have accepted your student loan offer
- have a current Master Promissory Note (MPN)
- have completed Student Loan Entrance Counseling.
- You must maintain federal aid eligibility.
- You are responsible for monitoring your financial aid status, your student billing account and any payments required. Please read How Financial Aid Appears on Your Tuition Billing Statement.
Federal Loan Interest Rates
| Loan Type | Student Grade Level | First Disbursed On/After | First Disbursed Before | 2025-26 Fixed Interest Rate |
|---|---|---|---|---|
| Direct Subsidized Loans | Undergraduate Students | 7/1/25 | 7/1/26 | 6.39% |
| Direct Unsubsidized Loans | Undergraduate Students | 7/1/25 | 7/1/26 | 6.39% |
| Direct Unsubsidized Loans | Graduate/Professional Students | 7/1/25 | 7/1/26 | 7.94% |
| Direct PLUS Loans | Parents of Dependent Undergraduate Students and Graduate/Professional Students | 7/1/25 | 7/1/26 | 8.94% |
| Direct Consolidation Loans | N/A | N/A | N/A | N/A |
| Origination Fees | For loans first disbursed on or after October 1, 2020, and before October 1, 2026: Stafford: 1.057% PLUS: 4.228% |
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